Buying a home
If you’re thinking of buying a home,
welcome to one of the most exciting times of your life!
Whether you’re an experienced buyer or you’re looking for your very first home, our experienced team will help make the process easy and enjoyable.
First, let’s see where you are in the process and what steps you can take now to ensure a great experience.
I'm Still Dreaming
That’s great! You are in what we call the “prebuying stage.” Having plenty of time to explore your wants and needs is a good thing. Here are some things to consider while you are still in this stage.
1. Check your credit score. If there are issues with your credit, now is the time to start correcting any errors and rebuilding a solid credit history.
2. Determine a payment you’re comfortable with. Don’t assume you’ll buy as much house as a mortgage lender will allow. Consider your lifestyle and how much of your disposable income you want to allot to a mortgage. Once you have a number you’re comfortable with, start saving that additional amount each month. Go ahead and start making that payment now. For example, if your current housing payment is $750 a month and you plan to make a mortgage payment of around $1300, start making that $1300 “payment” now by sticking the additional $550 in the bank each month. Not only will you be used to making that payment already when you do purchase your home, but you’ll also have additional funds for the down payment.
3. Start narrowing down big choices. Do you have an area in mind? Do you know how much yard you are able to maintain? Do you want to live out in the open country with no neighbors or are you more of a city dweller? One level or two? Do you have pets or children? Now is the time to give some consideration to how you want to live.
Let's Talk About Our Process
First, we like to sit down and get to know you! Finding the perfect home is a personal process. We need to get to know you and allow you to get to know us. Having insight into your personalities, lifestyle, hobbies and family dynamic helps us find the perfect home for you.
Next, we’ll want to discuss your budget and whether or not you’re already pre-qualified for financing.
Then comes the fun part…let’s go look at some houses!
Free Download!
Take the stress out of buying your next home! Download our FREE Home Buyer’s Checklist for a simple, step-by-step guide to help you stay organized, know what to expect, and feel confident from your home search all the way to closing.
